All merchant names, brand names, trademarks, and logos are the property by their respective owners and are used with their permission. Refer to the Rewards Catalog or charterone.com/rewards for Terms and Conditions. $25 Rewards Annual Fee waived for Circle Checking accounts. Reward points accumulate for non-PIN purchases.

$25, $50 or $100 Individual Retirement Account (IRA) offer may only be deposited to an active Variable Rate Savings IRA or an IRA Certificate of Deposit during the grace period or at maturity.  Please see your Deposit Account Agreement or a Banker for details. 

The .20% CD Bonus is applied to the current rate of a new CD or a CD being renewed. Limit one Bonus per CD. Cannot be used on a 3-year rising CD. Limited to certificates of deposit of $250,000 or less. All accounts subject to approval. See a banker for details and deposit insurance coverage limitations.

The .25% Home Equity Rate Discount is applied on a new application for the current loan or line rates being offered on the application date and cannot be combined with other offers or discounts. Cannot be used on applications for Capped Rate Equity Line or for the Line of Credit part of the Loan/Line Combo product. If applicant does not close on their loan or line, reward points will be reinstated to the rewards account.